Before you open a claim…
Before you open a claim on your home which has been damaged or destroyed, please take the time to read through these steps to ensure a smooth process with your carrier. You are likely to feel overwhelmed by the loss and by the repair, replace and recovery process that lies ahead. If your property is insured, that insurance policy is the best vehicle to get you back to normal. If this is your first experience with a insurance claim, feel free to call us and we can help guide you in your time of need.
Firstly, documentation is everything when you open a claim with your insurance. The more documentation you have to provide your insurance carrier to prove that the loss in your home is legitimate the smoother the process will go and help you get paid quicker. 1-855-GOT-LEAKS provides very detailed documentation for your insurance claim to help justify your loss. 1-855-GOT-LEAKS Leak Detection services are also covered by your insurance and you can submit our receipt of payment for reimbursement.
Secondly, When it comes to insurance lingo, laws and construction estimating…you’re not on a level playing field with the experienced insurance company. But although you may be unfamiliar with your policy and the process in general, there are people who can negotiate with the insurance for you, a public adjuster. There is no up front cost for a public adjuster’s services. We can recommend specific contractor’s who are experts in dealing with insurance company’s and use the Xactimate estimating system which is exactly what your Insurance adjuster or most Insurance companies use for claims eliminating the use and fees of a public adjuster. The contractor’s we recommend do not have those fees.
Next, you may need a plumber to make repairs. You must hire a licensed and insured plumber to make the repairs not a handyman, otherwise you can potentially put your claim at risk of denial, due to negligence. 1-855-GOT-LEAKS has the plumbing manpower to make the necessary repairs.
After the repair you will need to protect your property from further damage. 1-855-GOT-LEAKS works closely with a mitigation company (Restoration Company) that will clean and remove any damage to your home and make your home livable again. Mitigation services are also a covered service by your insurance carrier. Our mitigation companies will directly bill your insurance carrier for their services easing the financial burden on you.
Lastly, you must rebuild.1-855-GOT-LEAKS has a network of contractors who work well with insurance claims and will get your home back to the norm quickly and efficiently.